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Powerful Compliance Support for FinTech and Payment Providers

If you provide financial technology or payment services in the EU or UK, your regulatory exposure extends beyond financial regulation. Data protection, cybersecurity and digital governance frameworks may apply, even if you are not established locally. Prighter supports a coordinated approach to compliance across EU and UK regulatory regimes.

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Financial Innovation Meets Expanding Regulatory Oversight

FinTech and payment providers process large volumes of personal and transactional data and often operate across borders. This combination increases exposure to representation requirements under EU and UK legislation. Understanding which frameworks apply is essential to maintaining a defensible compliance position.

Where FinTech and Payment Providers May Be in Scope

Your organisation may require representation if you:

  • Process personal data of EU or UK customers
  • Provide cross-border digital payment or financial services
  • Operate infrastructure supporting essential or important services
  • Deliver online interfaces or platforms to users in the EU

EU and UK GDPR Representation

If you are established outside the EU or UK and process personal data of individuals within those jurisdictions, you may be required to appoint a representative under GDPR or UK GDPR. Prighter acts as your formal contact point for supervisory authorities and data subjects, supporting your data protection compliance obligations.

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Cybersecurity Representation

Financial and payment services may fall within scope of EU NIS 2 or the UK NIS Regulations, depending on the nature of your services and infrastructure. Certain cross-border providers must appoint a representative. Prighter provides formal representation aligned with your cybersecurity compliance requirements.

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EU Digital Services Act Representation

Where FinTech platforms act as intermediaries or provide online interfaces to users in the EU, the Digital Services Act may introduce additional obligations. Prighter supports DSA representation as part of a broader digital governance approach.

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A One-Stop Shop for FinTech Compliance

FinTech providers often face overlapping obligations across privacy, cybersecurity and digital regulation. Managing representation separately can create operational friction and regulatory risk. Prighter enables a coordinated representation model across EU and UK frameworks, supporting clarity and consistency across your compliance landscape.

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Representation Supported by Operational Capability

Appointing a representative fulfils a formal legal requirement where applicable. Ongoing compliance requires documentation, structured processes and accountability. Prighter's Privacy Software supports the management of data subject requests and accountability workflows under GDPR and UK GDPR.

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Built around your business

Privacy representation for cross-border finance

Choose the coverage that fits where your fintech or payments business is established and where your customers are based.

Billing period

Based in the United Kingdom

UK fintech into the EU

Serving EU customers

Give EU customers and supervisory authorities a local privacy contact as your fintech or payments business expands into Europe.

  • EU GDPR代理人

    EU privacy representation

    Medium plan

    €170

Your bundle

Products purchased separately: €189 / month

€170 / month

€2,040 billed annually. Excl. VAT.

Save €19 / month

€228 / year with bundle & annual billing

Where EU GDPR representation is required. Financial licensing and operational resilience requirements are separate.

Based in the European Union

EU fintech into the UK

Serving UK customers

Support your UK customer relationships with privacy representation for your fintech or payments operations.

  • UK GDPR代理人

    UK privacy representation

    Medium plan

    €170

Your bundle

Products purchased separately: €189 / month

€170 / month

€2,040 billed annually. Excl. VAT.

Save €19 / month

€228 / year with bundle & annual billing

Where UK GDPR representation is required. This service does not replace financial services authorisation.

Based outside the EU & UK

EU & UK fintech privacy

Growing across both markets

Bring EU and UK privacy representation together for your cross-border financial technology business.

  • EU GDPR代理人

    EU privacy representation

    Medium plan

    €153

  • UK GDPR代理人

    UK privacy representation

    Medium plan

    €153

Your bundle

Products purchased separately: €378 / month

€306 / month

€3,672 billed annually. Excl. VAT.

Save €72 / month

€864 / year with bundle & annual billing

We will confirm your GDPR representation scope. Platform, cybersecurity and financial-sector obligations depend on your activities.

Operating Across the EU and UK?

FinTech and payment providers frequently serve customers in both jurisdictions. Separate regulatory frameworks apply and representation requirements may differ.

Explore EU Compliance Explore UK Compliance

FinTech Compliance FAQs

Do payment providers need an EU Representative under GDPR?

If you are established outside the EU and process personal data of individuals in the Union, you may be required to appoint an EU Representative under Article 27 GDPR.

Does NIS 2 apply to financial services?

Certain financial entities may fall within scope of NIS 2 depending on their classification as essential or important entities. A structured assessment is required.

Does the Digital Services Act apply to FinTech platforms?

Where FinTech platforms act as intermediaries or provide online interfaces to users in the EU, the Digital Services Act may introduce additional obligations. Applicability depends on your business model.

Does representation mean full compliance?

No. Representation fulfils a formal legal requirement. Substantive compliance obligations remain with your organisation.